Your enrollment is complete. You can view your dependents but cannot add, edit, or remove them. If something needs correcting, please write to support@vigyati.in.
Manage Dependents
Add family members to your health insurance. Coverage is for Employee + Spouse + up to 4 Children as per Bajaj Allianz policy terms.
Family Definition: Employee + Spouse + up to 4 Dependent Children Spouse: 1 (opposite gender to self) | Children: Up to 4, each below 25 years as on 02 June 2026 | Parents are not covered under this policy
Your enrollment is complete. Below are your coverage details for reference. For any queries, write to support@vigyati.in.
Coverage Details
Your group health insurance plan underwritten by Bajaj Allianz — Family Floater (full parity with expiring TATA AIG policy).
Your Sum Insured
—
Bajaj Allianz General | Family Floater | Cover: 03 Jun 2026 – 02 Jun 2027
Room Rent
No Capping
Co-Pay (General)
Nil
Maternity
Covered
What's Covered
🏥
In-Patient Treatment
Flat sum insured on family floater basis. LGBTQ members covered (gender reassignment surgery & hormonal therapy excluded).
Within Family SI
📋
Pre & Post Hospitalisation
Pre-hospitalisation covered for 30 days and post-hospitalisation for 60 days.
30 + 60 Days
🏨
Day Care Procedures
List of 541 day care procedures covered up to 100% of IPD sum insured.
Up to 100% IPD SI
🛏️
Room Rent — No Capping
No room-rent limit. Stay in any category of room without proportionate deduction worry.
No Capping
⏳
Waiting Periods Waived
30-day, first & second year specific-disease and PED waiting periods all waived.
All Waived
🤰
Maternity Benefit
Normal ₹40,000 / LSCS ₹50,000 (Metro & Non-Metro), Self & Spouse, first two deliveries. 9-month waiting waived.
₹40k / ₹50k
👶
Baby Day One Cover
New-born baby covered from day one within the family sum insured.
Day 1 Cover
🩺
Pre / Post Natal Cover
IPD & OPD basis within maternity sub-limit.
Up to ₹10,000
🫀
Organ Donor
Medical & surgical expenses of donor where the insured is the recipient.
Up to ₹3,00,000
Sub-Limits & Co-Pay
Co-Pay (General Claims):Nil
Co-Pay (Cyberknife & 12 Modern Treatments):50%
Room Rent: No Capping
Disease-wise Sub-Limits: No capping (appendix, hernia, piles, joint replacement, etc.)
Key Exclusions / Conditions
Gender Reassignment
Gender reassignment surgery and hormonal therapy are excluded, though LGBTQ members are otherwise covered.
Cosmetic / Aesthetic Procedures
Treatments solely for cosmetic or aesthetic purposes are not covered unless medically necessary.
Evaluation / Diagnostic Only
Hospitalisation solely for evaluation or diagnostics without an active line of treatment is excluded.
External Congenital (Non Life-Threatening)
External congenital conditions are covered only where life-threatening.
⚠ Important Disclaimer
The above list of coverages and exclusions is indicative and not exhaustive. Coverage is strictly as per the insurer's policy wording; in case of any conflict, the policy wording shall prevail. For a complete understanding of policy terms, conditions, inclusions, exclusions, and sub-limits, please reach out to your Vigyati Representative or contact us at support@vigyati.in / +91 88280 70497.
